Capital that gets your project across.
Hard money and bridge loans for investors, credit lines for growing businesses, and personal loans with clear terms. Decisions from people who know your market.
Loans built around how you actually use money
Every product is serviced in-house: you talk to the same team from application to payoff, and you can see your balance and pay online in your client portal.
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Asset-based loans for real estate investors
We lend on the strength of the property and the plan, so closings move in days, not months.
Fix & flip
Purchase plus rehab, with the renovation budget held back and released as work is completed and inspected.
Bridge loans
Short-term capital to buy before you sell, close quickly on an opportunity, or carry a property until long-term financing.
Ground-up construction
Construction draws tied to your budget and inspections, with interest only on the money released.
| What we look at | Purchase price, as-is value, after-repair value (ARV), your budget and exit |
|---|---|
| Payments | Monthly interest only; principal is paid at sale or refinance |
| Rehab holdback | Kept in reserve and released in draws after inspection |
| Interest on holdback | Charged only on funds released |
| Points | Paid at closing, shown upfront on your term sheet |
| Extensions | Available if your project needs more time |
| Prepayment | Pay off any time; interest stops on the payoff date |
From application to funding
Apply online
Tell us about the loan you need and, for real estate, the property and your plan. It takes about five minutes.
Talk to a loan officer
We call you within one business day, review documents, and send clear terms in writing.
Close and get funded
Funds go to your bank or title company. From then on, your portal shows your balance, schedule and receipts.
Start your application
No cost to apply. We will contact you to finish the details.
- Personal and business loans, credit lines and hard money
- Decision from a real person, not an algorithm
- Online portal to see your balance and pay
For accredited investors
FirstBridge works with a limited group of accredited investors who fund real-estate-secured loans, either in specific loans or through our income fund.
- Loans secured by real estate, underwritten by our team
- Monthly reporting and statements in a private investor portal
- Direct access to our team for every loan you participate in
Existing investors can sign in to the investor portal. If you would like to learn more, send us a note and our team will reach out.
This website does not offer or solicit any securities. Any offering is made only to accredited investors through confidential offering documents. Investing involves risk, including loss of principal.
Talk to our team
Call, email or send a message. We answer within one business day.